Detalles
Detalle de simulación préstamo personal $5000 en 18 cuotas:
| Mes | Saldo deudor | Amortización | Interés | Cuota pura | Saldo | Amortización total | Comisión | Impuestos | Cuota total |
|---|---|---|---|---|---|---|---|---|---|
| 1 | 5,000.00 | 64.54 | 760.27 | 824.82 | 4,935.46 | 64.54 | 0.00 | 219.66 | 1,044.47 |
| 2 | 4,935.46 | 74.36 | 750.46 | 824.82 | 4,861.10 | 138.90 | 0.00 | 157.60 | 982.41 |
| 3 | 4,861.10 | 85.66 | 739.15 | 824.82 | 4,775.44 | 224.56 | 0.00 | 155.22 | 980.04 |
| 4 | 4,775.44 | 98.69 | 726.13 | 824.82 | 4,676.75 | 323.25 | 0.00 | 152.49 | 977.30 |
| 5 | 4,676.75 | 113.69 | 711.12 | 824.82 | 4,563.06 | 436.94 | 0.00 | 149.34 | 974.15 |
| 6 | 4,563.06 | 130.98 | 693.84 | 824.82 | 4,432.08 | 567.92 | 0.00 | 145.71 | 970.52 |
| 7 | 4,432.08 | 150.90 | 673.92 | 824.82 | 4,281.18 | 718.82 | 0.00 | 141.52 | 966.34 |
| 8 | 4,281.18 | 173.84 | 650.97 | 824.82 | 4,107.34 | 892.66 | 0.00 | 136.70 | 961.52 |
| 9 | 4,107.34 | 200.27 | 624.54 | 824.82 | 3,907.07 | 1,092.93 | 0.00 | 131.15 | 955.97 |
| 10 | 3,907.07 | 230.73 | 594.09 | 824.82 | 3,676.34 | 1,323.66 | 0.00 | 124.76 | 949.57 |
| 11 | 3,676.34 | 265.81 | 559.01 | 824.82 | 3,410.53 | 1,589.47 | 0.00 | 117.39 | 942.21 |
| 12 | 3,410.53 | 306.23 | 518.59 | 824.82 | 3,104.30 | 1,895.70 | 0.00 | 108.90 | 933.72 |
| Mes | Saldo deudor | Amortización | Interés | Cuota pura | Saldo | Amortización total | Comisión | Impuestos | Cuota total |
|---|---|---|---|---|---|---|---|---|---|
| 13 | 3,104.30 | 352.79 | 472.02 | 824.82 | 2,751.51 | 2,248.49 | 0.00 | 99.13 | 923.94 |
| 14 | 2,751.51 | 406.44 | 418.38 | 824.82 | 2,345.08 | 2,654.92 | 0.00 | 87.86 | 912.68 |
| 15 | 2,345.08 | 468.24 | 356.58 | 824.82 | 1,876.84 | 3,123.16 | 0.00 | 74.88 | 899.70 |
| 16 | 1,876.84 | 539.43 | 285.38 | 824.82 | 1,337.41 | 3,662.59 | 0.00 | 59.93 | 884.75 |
| 17 | 1,337.41 | 621.46 | 203.36 | 824.82 | 715.95 | 4,284.05 | 0.00 | 42.71 | 867.52 |
| 18 | 715.95 | 715.95 | 108.86 | 824.82 | -0.00 | 5,000.00 | 0.00 | 22.86 | 847.68 |
• T.N.A. (%): 185.00 | • T.E.A. (%): 369,88% | • Comisión por otorgamiento (%): 0.00 | • Mínimo ($): 0.00 | • Costo Financiero Total (CFT) con IVA: 535,13%
• I.V.A. (%): 21.00 | • Impuesto sellos (%): 1.20 | • Impuesto sellos ($): 60.00
